866-905-8872

Funding Vapor Shops Since

2007

We specialize in vapor funding from start-up vapor shops to established e-cigarette manufacturers, single or multi-location, we have been there. We know your business model, the risk involved in funding vapor deals and the immediate need for cash that our customers have. Ask about our new program for qualified business owners

Get funded now!

Loan Qualifications Criteria

A small business loan program gives business owners in the vapor industry the opportunity to borrow money based on the business’s gross verifiable monthly sales without the owner’s personal credit score getting in the way. Unlike a bank loan, which is a long loan process, our small business loans are a quick funding process and an alternative financing option that has an average funding time for approved accounts of one to two days from the time all the paperwork is submitted. No collateral is required for funding.

Merchant Cash Advance Basic Qualification criteria

A merchant cash advance program is ideal for businesses that process credit cards for a majority of their payments. The amount of quick funding that a merchant qualifies for a merchant cash advance is directly correlated with the volume of credit cards they process on a monthly basis. A merchant cash advance is an alternative financing program that is the purchase of a business’s future credit card sales. The amount advanced is based on several factors:

Note: If you have been declined for a funding or loan products by any other company, give us a call with your declined account information, or fax a copy of the declined application to 866-905-8872. It is very likely that you will be approved by our funding department. The approval rate for the majority of our alternative business financing programs is over 90%.

SPS has been providing merchants with small business loans and cash advances since 2007. Over the past three years, we have directed our attention to the growth and demand of e-cigarette retailers. Even though many were start-ups with little or no experience, lack of stability, and lacked good credit scores, we have been able to fund them. We are very happy to help out this growing wave of entrepreneurs. They have become repeat customers and have established close relationships with our funding team. Over the past three years, SPS has become the "go-to" source for the vapor funding industry. Our minimum loan or cash advance starts at $5000 and can range up to $600,000.

If you are not sure about this product, have never dealt with a loan or cash advance then just give us a call for a NO obligation consultation. Give us a call at 866-905-8872

NEW LENDING SOLUTION FOR *QUALIFIED BUSINESS OWNERS

  • on 6 or 12 or 24-month loans for qualified businesses.
  • Ability to lower the cost to borrow upon early loan payoff.
  • Limited documentation compared to traditional bank
  • loans—Decisions are not based on Tax Return income.
  • Wider credit window compared to traditional bank loans.
  • Required to change your credit card processor.
  • Other programs are available for non-qualified business owners.

Funding the Vapor Industry

VAPOR FUNDING

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HIGH-RISK FUNDING

PARTNER PROGRAM

Exclusive Funding Partner For

  • Apply now

    Easy Application

  • Get Approval

    Instant online

  • Get Fast Cash

    High Approval Rate

Contact Us866-905-8872

© 2004-2022 Small Business Loan

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We have funded many of your competitors-we can help you grow!

Bad Credit no credit Loans

Ever wonder how the competition has the money to grow, buy expand?

From $5,000 to $5,000,000 you’ll be funded FAST!!!

  • 1-2-3 Easy Funding Process

    We’ll tell you how much you qualify for within

    48 hours of receiving completed application

  • Multiple Funding Options

    Fixed ACH Loan - Not Credit Card Based

    Cash Advance - Advance Purchase of your

    Credit Card Sales No Startups

  • Buy New Merchandise

    Open New Location

    Purchase Equipment

    Renovate, Expand, More

Apply now

Easy Application

FUNDING APPLICATION
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Instant online

Step 2: Receive a pre-approval for one of our alternative business financing programs. At this point, some additional documentation may be required before the funding is received. Some of the additional documentation that may be required are but not limited to:

  • The last three months of cleared rent checks
  • Business license
  • Copy of lease

Once all documentation is submitted we will send you out the final contract for you to review and sign. The information required varies based on the information provided by the applicant. Once the information is received the process moves very quickly and a final contract for funding is sent to the client for their review and approval. If the client is declined when applying for one product we will automatically try to qualify our client for another product. Clients that provided valid verifiable information and meet the criteria required can get funds deposited into their bank account via wire or ACH within a few days.

Get Fast Cash

High Approval Rate

Step 3: GET FUNDED! Use our quick funding towards any business growth need, including but not limited to remodeling, purchasing inventory, purchasing or leasing equipment, expansions, etc. We do not have any restrictions on what our alternative financing can be used for.

There are exceptions to every process and since we are dealing with client-specific needs and client-specific data, the process may slightly vary. Our intention is to provide our clients with a smooth and straightforward experience in order to establish a long-term relationship that will make us your primary funding source.

Exclusive Funding Partner For

  • Apply now

    Easy Application

  • Get Approval

    Instant online

  • Get Fast Cash

    High Approval Rate

Contact Us866-905-8872

© 2004-2022 Small Business Loan

Get Me Funded

Are you a high risk to most companies? chances we'll get you funded!

Highlights
  • SPS is a Vapor Industry Financing Specialist
  • SPS offers bad credit e-cigarette financing
  • SPS offers unsecured Vapor Industry funding
  • High-risk business loans by SPS Capital
  • SPS finds the funds for various unsecured business loans
  • Alternative lending for Vapor Industry
  • Working capital to grow your business
  • High risk working capital for Vapors
  • Alternative working capital for the Vapor Industry
  • Hassle-free loan process
  • Merchant cash advance targeting the Vapor Industry
  • Small business funding for Vapor Industry
  • Tobacco smoke-free
  • Alternative lending source
  • High risk funding for the E-cigarette Industry
  • SPS offers Short term lending options

Bad Credit Business Loans:

The state of the economy over the last decade has taken a turn for the worse, inevitably bringing down many personal credit scores with it and leaving many business owner’s with bad credit. With many business owners’ personal credit not up to par they were unable to find the working capital needed in order to grow their businesses. This is especially the case with vapor shop owners. This led to a lot of frustration, lack of business growth and unfortunately, lost opportunities. SPS was able to find a cure for these business owners and help them realize their business growth dreams. SPS has developed a program for business owners with bad credit that helps them find the quick funding they need through one of our alternative lending programs in order to grow their business at the best rates. SPS has helped contribute to the success of many businesses in the e-cigarette industry.

Unsecured Business Loans:

Lurking behind the scenes of banks and other traditional lending sources is a conservative loan committee with stringent loan requirements that do not allow fairly new businesses to get the business funding needed in order to grow their businesses. These committees do not care about the great business plan or even several months of increasing sales volume that this new business already has. They won’t even fund certain industries, even if they have proven to be successful like the e-cigarette industry. Even if a business were to pass all the stringent loan requirements set by these committees they would still need to provide collateral, for example a lien on a property or a personal guarantor for the amount of the loan. Who wants to risk their own personal assets, especially when there are other options available? SPS gives those businesses with the drive to succeed the opportunity to obtain quick funding, at the best rates, to grow their business without the hassles of the bank and most importantly, without risking it all. They give vapor shop owners the opportunity to get the working capital they need through alternative funding programs that will fund a business owner with bad personal credit and no collateral without a long application process and flexible repayment options that go with the flow of your business.

In the last couple of years a new industry has come about in order to meet the needs of smokers who are determined to kick their nasty habit. This industry is known as the e-cigarette or vapor industry. This no smoke tobacco product has proven to be extremely prosperous with new businesses exceeding their business growth plans within just months of opening. Some of the newer vapor shops have found that they have problems keeping up with customer demand and find themselves needing more working capital to invest in their business growth plans. Unfortunately many traditional lending sources, like banks, will not fund the e-cigarette industry regardless of their worthiness because of its controversial and high risk nature. Not to mention that these traditional sources look for the owner to have a good personal credit score and a majority of the time require collateral. Stellar Payments recognized the need of vapor shops to be able to receive the working capital they need in order to grow their businesses and created a small business funding program to tailor to the needs of the e-cigarette industry. With Stellar Payment’s alternative lending programs, including a merchant cash advance and small business loan, vapor shop owners can now have the opportunity to obtain quick funding without their personal bad credit or lack of collateral getting in the way. The best part is that our alternative funding programs have an accelerated, hassle free application process with no application fees and a high approval rate! Unlike banks that have stringent loan requirements, Stellar Payments’ small business funding programs flexible loan requirements including the vapor shop must be in business for at least three months, be processing $5,000 a month in credit cards or be generating $10,000 in verifiable business revenue on a monthly basis.

Why Choose SPS?

SPS has helped thousands of vapor shops obtain the working capital they needed in order to achieve their business growth goals. We have been a trusted name in the alternative business funding industry for the last decade and continue to help businesses thrive. We have an A rating with the better business bureau and are always upfront with you. With alternative business financing from SPS you will not have to worry about your credit being an issue or not having collateral.

Get Approved Now!

Exclusive Funding Partner For

  • Apply now

    Easy Application

  • Get Approval

    Instant online

  • Get Fast Cash

    High Approval Rate

Contact Us866-905-8872

© 2004-2022 Small Business Loan

A simple call to a friend can mean so much to your friend and your bank account

  • Highgest referral payouts
  • Appreciative referred
  • Clients
  • Repeat clients
  • Target existing clients

866-905-8872

Partner Program
  • Share in multiple income streams
  • Fast payout
  • Minimal Effort
  • Easy Process
  • More Money in your pocket

Vapor Funding Source

A simple referral can generate thousands of dollars in revenue. The majority of our clients have come from referrals partners just like you. People who are not only in it for the money, rather they see the potential growth another vapor shop can experience with the proper funding. Many of our customers have become regulars both as borrowers and referral agents. Some say why should I help my competition grow and they have the wrong. Helping others grow helps you grow.

Exclusive Funding Partner For

  • Apply now

    Easy Application

  • Get Approval

    Instant online

  • Get Fast Cash

    High Approval Rate

Contact Us866-905-8872

© 2004-2022 Small Business Loan

Get Funded Today

Get Approved Now!